Back to results New 4LDK House in Toyosato, Shiga with Zero Down Payment Loan

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¥18,800,000

Shikajuuin, Toyosato Town, Inukami District, Shiga Prefecture

滋賀県犬上郡豊郷町大字四十九院

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New Build Detached House in Toyosato, Shiga Prefecture

This newly constructed detached house, located in Shikajuuin, Toyosato Town, Inukami District, Shiga Prefecture, offers a modern and comfortable living space designed for families. The property is part of the "Cradle Garden" series, emphasizing quality construction, cost-effectiveness, and long-term peace of mind for homeowners. The house features a 4LDK layout with a total floor area of 108.54 square meters on a generous land plot of 160.73 square meters.

According to the agent's notes, the construction is already completed. The property is conveniently located within a 3-minute walk to Toyosato Elementary School and a 16-minute walk to Toyohi Junior High School. A significant financial incentive is highlighted: a zero down payment full loan is possible. Prospective buyers are encouraged to call with any questions. A home loan advisor is available to assist. The provided loan example details a borrowing amount of 17.8 million yen at a variable annual interest rate of 0.62% over 50 years, resulting in monthly payments of 34,509 yen with no bonus payments. It is important to note that loans are subject to specific eligibility criteria, and the applicable interest rate at the time of financing may differ from the stated figures.

The house is built with a focus on durability and safety, featuring seismic damping devices capable of withstanding seismic intensity 7 and achieving the highest earthquake resistance rating of Level 3. It also comes with a reassuring 10-year warranty. The design incorporates a bright, south-facing living-dining-kitchen area that promotes family interaction, a spacious bathroom with a window and drying function, and a Japanese-style room that can serve as a guest room or children's play area. Practical amenities include an IH cooktop, a built-in water purifier in the kitchen faucet, a color monitor intercom, and a 24-hour ventilation system. Two toilets, one on each floor, add convenience for busy households.

Toyosato Town in Shiga Prefecture offers a blend of rural charm and accessibility. The area is known for its historical significance and natural beauty. An interesting local fact is that the town is home to the former Toyosato Elementary School building, designed by American architect William Merrell Vories and famously used as an inspiration for the anime series "K-On!". The closest major tourist attraction is the iconic Lake Biwa, Japan's largest freshwater lake, located approximately a 30-minute drive away, offering abundant recreational activities including boating, cycling, and visiting historic lakeside temples.

This description was AI-generated from the original Japanese listing and may contain inaccuracies. Please verify details with the source listing.

Summary

Bedrooms: 4
Parking: 1
Land size: 161 / 1,730sqft
House size: 109 / 1,168sqft

Short-Term Rental (Minpaku)

Transport

Nearby Konbini

Seven Eleven Seven Eleven — 14 min walk

Internet Connectivity

Natural Hazard Assessment

Flood Risk Low Risk
Landslide Risk Moderate
Tsunami Risk Low Risk
Earthquake Hazard Moderate

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